i say look into going about doing it the way i am. Do the certificate..or diploma program. Learn as much as you can...work at all the different restaurants you can. Then at your own pace pursue a an associates or bachelors in business online. Don't stress yourself out over it. It's not worth it. These are long term goals and no easy feat...You like to cook right? (btw so do i..lol)
so just cook...You won't be a millionaire but w/ experience you should def be able to make a living. If you're good and a hard worker (which I'm sure you will be) then you'll get the wages and experience you desire and deserve.
I'm doing the certificate myself, b/c I can't afford a degree program. I moved out at 17 and have been on my own financially ever since...plus i have a huge car loan (due to a series of unfortunate circumstances)
but...
where there's a will there's a way.
just remember, one day at a time...rome wasn't built in a day...and neither was alton brown, gordan ramsey or wolfgang puck...they were all somebodies students or apprentice at some point.
best wishes and good luck!