@Tyler Howell Few things.
Do not go into to debt to become a chef. It is a skill that you can learn by working for a great chef who is willing to mentor you. Classes on costing and things like that you can take a local community college. You can also ask your chef to teach you these things. Most chefs love to share knowledge.
Read, read, read. Most of the top chefs I worked for did not go to culinary school they just worked for years for great chefs.