Go to ChefTalk.com  
Cooking ArticlesCookbook ReviewsCooking ForumsRecipesCooking Glossary  

Go Back   ChefTalk Cooking Forums > Professional Food Service Forums > Professional Catering Forum

Professional Catering Forum Professional caterers can share their experiences and ideas here.


Reply
 
Thread Tools
  #1  
Old 11-12-2002, 10:50 AM
Registered User
 
Join Date: Apr 2002
Posts: 10
Default health insurance

I have a small catering operation--meaning it's just me. I hire people depending on the job size, but none of them are full time so i don't qualify as a group. I currently have health insurance through the national restaurant association, but i just found out that my hmo is dropping them as a customer. I'm wondering what other "sole proprietors" do about this very big problem.

thanks.
Reply With Quote


  #2  
Old 11-12-2002, 09:45 PM
Suzanne's Avatar
ChefTalk Moderator
Culinary Experience: Professional Chef
 
Join Date: May 2001
Location: New York, NY
Posts: 3,703
Default

We are a partnership -- just 2 people. Our insurance agent (here in NYC) has us in a plan (Oxford) that takes not just small, but minuscule businesses. They have other providers, too. PM me if you want contact names and numbers.
Reply With Quote
  #3  
Old 11-13-2002, 03:55 AM
panini's Avatar
Registered User
Culinary Experience: Owner/Operator
 
Join Date: Jul 2001
Posts: 3,128
Default

beckynyc
Group ins. is not always the best route to take. Find an agent that handles group and individual. I have a group plan now but I also pay for an individual policy for two employees for it is cheaper then putting them on the plan.
It only takes two for group.
The difference between group and individual is you can't be turned down as a group but you can as an individual policy.
The group plans can charge up to 160% for risk persons, and up it 160% every year. I know, we're there
Reply With Quote
Reply

Bookmarks


Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off
Forum Jump


All times are GMT -7. The time now is 01:36 PM.


Powered by vBulletin® Version 3.7.2
Copyright ©2000 - 2008, Jelsoft Enterprises Ltd.
Search Engine Friendly URLs by vBSEO 3.2.0
© 1998 - 2006 ChefTalk.com • All rights reserved

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119