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Catering Insurance

post #1 of 4
Thread Starter 
Hi,
I am new to Chef Talk. I am trying to start up my own catering business and have found a kitchen that I can rent out. The owner of the kitchen requires that I have catering insurance. He states that he just requires liability. I have never heard of catering insurance and have tried searching everywhere for this type of insurance. I am in the state of Texas. Does anyone know where I could obtain this type of insurance, and if so any ideas on rates. Thanks in advance!
post #2 of 4
13,
I see your in Dallas, give Republic, over on Turtle Creek a call.

Never! Live To Work!:::::::Work To Live!::Life Is Too Short!!
Paninicakes.com

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Never! Live To Work!:::::::Work To Live!::Life Is Too Short!!
Paninicakes.com

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post #3 of 4
General business liability insurance is what you need. I bought my policy through the Hartford at:
Armfield, Harrison & Thomas, Inc.
20 S. King Street
Leesburg, VA 20175
703-737-2249 Direct

I have coverage for $1m/incident and $2m aggregate and pay roughly $1200/year. Of course, what I do is very different than catering which entails significantly larger risk.

Get quotes from several different insurers and be very detailed in your application. The quotes I got for the same coverage varied greatly.

www.foodandphoto.com

Liquored up and laquered down,
She's got the biggest hair in town!

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www.foodandphoto.com

Liquored up and laquered down,
She's got the biggest hair in town!

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post #4 of 4
I have roughly the same coverage and pay under $500/yr, plus my insurance covers my retail shop. Check with your company that handles your homeowners/car insurance.
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