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Insurance...

post #1 of 10
Thread Starter 
could anyone here recommend a reputable insurance company that will cover all liability and related odds and ends for catering/personal chef services?
post #2 of 10
Mine is through The Hartford
Chef,
Specialties: MasterCook/RecipeFox; Culinary logistics; Personal Chef; Small restaurant owner; Caterer
Reply
Chef,
Specialties: MasterCook/RecipeFox; Culinary logistics; Personal Chef; Small restaurant owner; Caterer
Reply
post #3 of 10
Thread Starter 
may i ask how much you pay a year / coverage?
post #4 of 10
For PC coverage, $2M limit, $500/year, that's the "minimum premium" for California
Chef,
Specialties: MasterCook/RecipeFox; Culinary logistics; Personal Chef; Small restaurant owner; Caterer
Reply
Chef,
Specialties: MasterCook/RecipeFox; Culinary logistics; Personal Chef; Small restaurant owner; Caterer
Reply
post #5 of 10
Thread Starter 
anyone you know go through them?
Personal Chef Insurance By American Personal & Private Chef Association

do i get a board-member discount?
post #6 of 10
I went through an independant carrier, it ran a couple hundred dollars for liability....PC only.....catering is a whole nother ballgame.
cooking with all your senses.....
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cooking with all your senses.....
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post #7 of 10
Yup, me for one :talk:
Chef,
Specialties: MasterCook/RecipeFox; Culinary logistics; Personal Chef; Small restaurant owner; Caterer
Reply
Chef,
Specialties: MasterCook/RecipeFox; Culinary logistics; Personal Chef; Small restaurant owner; Caterer
Reply
post #8 of 10
Thread Starter 
when ppl hire you for cocktail parties to cook apps/starters/amuse bouche etc. in their home... is that considered catering or could that fall under the PC insurance?
post #9 of 10
My policy had provisions for a "catering rider" for a very nominal fee, if I remember corrrectly on the order of $10-$20 per event, it might have been less.
Chef,
Specialties: MasterCook/RecipeFox; Culinary logistics; Personal Chef; Small restaurant owner; Caterer
Reply
Chef,
Specialties: MasterCook/RecipeFox; Culinary logistics; Personal Chef; Small restaurant owner; Caterer
Reply
post #10 of 10
Thread Starter 
thanks for the help i appreciate it.
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