Ashley... you need to do way more footwork. Your goals are pretty lofty for someone with no experience. "I want to work at a resort" is all fine and dandy, but if you have no expereince, how much money do you hope to make?
School gives you the basics. Enough experience to get a foot in the door, so the Chef (pastry Chef in this case) doesn't have to teach you how to use a piping bag, or teach you the theory behind a good pie dough. But you are starting out as an apprentice... as it should be, and that means apprentice work with apprentice pay.
You want honesty? Starting out, the money sucks. The hours suck. Your social life vanishes. You want to go to a resort? Say bye to your friends and family, and hello loneliness and professional con men who make a living ripping off foreign workers.
You would be better off going to school... and then finding a decent Hotel with a large brigade to work for. You will get the widest range of experience this way... once you have some decent experience under your belt, you will be better equipped to make informed decisions and will be ableto command a higher salary.
I know of many folks who have jetted off to a "resort" to find that the job was not what they thought it was, the living accommodations sucked and they were stuck there for far longer then they wished to be. If you do choose to do this, have enough money socked away to buy your ticket home whenever you desire to.
Short answer.. starting out in this business is not enough money to live comfortably on, period. But, if it was easy, everyone would do it.