I see there've been some threads regarding non-payment, but nothing that really directly addressed a situation exactly like my own at present.
I have a wholesale and retail baked goods business; it's been operating for two years and some months, and will be its own proper storefront soon (hooray!). One of my faithful wholesale clients is a local coffeeshop that is likely going out of business within 3-7 weeks. Owned by a (divorcing) couple living states away, run by a very capable managing barista and roaster. I have one remaining check due-- the only problem is that they already bounced over $400 in payment. They owe me about 500$.
I'm very familiar with the acting manager, and she's informed me that their salaried paychecks also bounced, and that there is basically no money in the work account. The owner, we'll call him "Bob," is hoping that a familiar of his in this area will have a grant come through enabling him to buy roasting equipment, train with Bob's staff in roasting here, etc., etc.
Losing the regular order sucks for me, as I was planning to use my wholesale accounts as the anchor in my rent payment-- but hey, these things happen all the time. The real problem is, I don't have time for Bob's friend to wait for some mystery grant that may or may not materialize (and when?) when I'll be getting a key to my storefront in.. oh.. a week? That 500$ is a quarter sheet countertop convection oven, or a prep table, or my upstairs subflooring and linoleum. I need it.
I don't want to contact a lawyer; I've considered contacting his wife, as she is 50% owner, but I also don't want to complicate someone's divorce proceedings. How do I stress to someone who feels confident that money will come if he just waits, that I absolutely cannot wait, and need the money. Now.
Give me my money. It's my money. Give it to me. Now.